This collection documents the work of the former UK SME debt adviser. The quarterly releases describe their original market periods. For more recent observations open the UK SME credit monitor.
Data and infographics
Start with the original 2014 credit indices. Their demand and supply readings used a neutral point of 50. The team subsequently introduced a separate activity and availability series. Its observations belong to a different methodology. The index illustration and regional business population graphic provide two visual entry points.
SME finance
Read how the original advisory process worked alongside the historical transaction archive. The former firm’s mandates covered acquisitions, working capital and refinancing. The historical descriptions explain the facility structure and the parties’ roles. Read how the team approached misconceptions about access to debt and the financing of business growth. The business finance guides give current readers worked examples they can use in their own planning.
External writing
The team wrote for industry publications as well as publishing its own research. Explore debt finance when buying or selling a business, the International Finance Magazine contribution and the Funding Centre contribution.
The historical archive also has dedicated collections for credit market releases and borrowing and lender perspectives.
In this collection
11 pagesArchive collection three · Borrowers and lenders
Read the former CreditSquare team’s writings on the choice of lenders, marketplace finance and the borrower’s side of an acquisition.
Archive collection two · UK SME credit releases
Find the 2014 SME demand and supply releases and the 2015 activity and availability reports in the CreditSquare research archive.
Former CreditSquare transactions
Case notes on acquisition facilities associated with the original firm, including Stirling Chase, Tavistock and the Glenside Care Group acquisition.
Investigo’s account of alternative lending brokers
A June 2014 notice highlighted Chris Cleland’s description of alternative finance brokers and how they identified and assessed less visible sources of SME debt.
People behind the former CreditSquare
A historical guide to the people named in the original firm’s research, debt advisory and conference material, with links to their documented work.
Peter Stevens’s Cambridge lecture on banking after 2007
The former CreditSquare senior adviser addressed the Mathias Economics Society at Downing College on 19 November 2015 about his experience of the financial crisis.
SME finance and the changing role of banks
A February 2015 International Finance Magazine publication examined disintermediation and what wider access to different funding providers meant for SMEs.
Stirling Chase’s £1.35m acquisition facility
How the former CreditSquare described its role in a three-year ThinCats facility for Stirling Chase and what the case illustrates about acquisition debt.
The former borrower advisory process
Four stages of CreditSquare’s historical debt advisory service, from preparing a borrower brief to choosing a lender and drawing a facility.
What CreditSquare presented at LendIt San Francisco in 2016
Björn Lindvall represented the UK platform at the conference. Charles Thorburn’s contemporary account described its focus on larger SME loans and credit assessment.
What the former CreditSquare offered
An account of the former UK debt adviser, the borrowers and investors it served and the business finance planning tools available on this site.