Recent Transactions

  • Lender type

    Family office

  • Facility Type

    Revolving credit faciltiy

  • Sector

    Short term lending

  • £30m

CreditSquare advised a client on raising a £30m, credit facility. The facility will allow the client to grow a loan book of high quality SME’s in the United Kingdom

  • Lender type

    Real estate bridge lenders

  • Facility Type

    Senior and Mezzanine Bridge Loans

  • Sector

    Residential Real Estate

  • £29.5m

CreditSquare advised a client in raising £29.5m for the development of a residential home in Holland Park.

  • Lender type

    Real Estate Bridge Lender

  • Facility Type

    Senior & Bridge Loan

  • Sector

    Commercial Real Estate

  • £850k

CreditSquare supported a company in securing the funds to acquire a care home to build their care home platform. We completed the transaction in 8 business days from the initial conversation.

  • Lender type

    Credit fund

  • Facility Type

    Cash flow loan

  • Sector

    Manufacturing

  • £10m

CreditSquare supported an American corporate on its acquisition of a family-owned precision engineering business based in the north of England.

  • Lender type

    Credit fund

  • Facility Type

    Term loan

  • Sector

    Professional Services

  • £5.5m (day 1 £4.7m)

Background: Refinance of existing debt plus growth funding for acquisitions for a UK professional services business looking to acquire a number of businesses each year

About Us

We work with entrepreneurs in structuring bespoke, creative funding solutions to finance change in their business or real estate portfolio. Our team have repurposed the traditional debt advisory approach exclusive to larger corporates and have applied it to the evolving SME market.
The volume of transactions we have executed gives us a unique insight into the SME market, where we can immediately see the “art of the possible“ no matter how complex or quirky the situation is and how short the timeline is for funding.
We are trusted and have close relationships with a wide base of diverse, niche and fragmented lenders in the SME market. We can expertly navigate this deep pool of lenders to find the most suitable funding partner for our clients.
We are an independent, non-conflicted advisor who take a long term, non-transactional view to all of our engagements.

Types of transactions

  • MBO / MBI
  • Acquisition
  • Growth Financing
  • Refinancing
  • Shareholder Reorganisation

Lenders

  • Private debt funds
  • Challenger banks
  • Private equity
  • Family offices
  • Peer to peer lenders

Facilities

  • Single to multi funder solutions
  • Bespoke term loans to resolving credit facilities
  • Senior and mezzanine to pref equity and pure equity
  • Cashflow to balance sheet lenders
  • Bridge loans to longer term facilities
  • Cash paid to PIK interest

Our Process

1. Information Gathering & Assessment

We begin our process with an initial discussion to get to know your business and your specific funding requirements. The questions we ask may seem rather detailed for a first step, but this is essential in order to provide an effective debt structure/solution.

Based on this initial discussion and some basic financial information, we create an engagement document which defines our proposed approach and what we expect to achieve for you as a client. Our suggested approach could be anything from a wide-ranging competitive advisory process to a targeted approach, depending on your requirements.

2. Discussions with Selected Lenders

We match your lending request and your company profile with the lenders most likely to meet your requirements. At this stage, we do not reveal the name of your company to lenders, unless appropriate to do so and agreed with you.

We share details of your requirements and our analysis with select lenders in our own standard format, which lenders are used to seeing.

3. Feedback & Indicative Terms

We manage the process with the lenders, who will review the information we send them and make a decision on offering indicative terms. We will then share details of the indicative terms with you and discuss which lender you would like to proceed with.

4. Formal Credit Application

Proceed with chosen Lender. We remain hands-on throughout the process in order to ensure everything runs smoothly and efficiently, and to provide further support as required.

The Team

BJÖRN LINDVALL

Ceo & Founder

Björn founded CreditSquare in 2013. The inspiration came from his experience working closely with entrepreneurs and family offices in running their investment portfolios. Björn has 12+ years’ experience in the origination and structuring of financial transactions from Credit Suisse, Morgan Stanley and CreditSquare. Björn left Morgan Stanley in 2013 to set up CreditSquare where he has since completed in excess of £250m worth of credit transactions.

bl@creditsquare.co.uk

LEONOR PINTO

Director

Leonor has 15+ years of experience in debt origination for SMEs and larger corporates. Her former roles at HSBC include being the Head of Corporate DCM Origination in Nordics, UK and Netherlands and the Head of Financial Sponsors Securitisation in EMEA. After HSBC she joined Altimapa as a Partner to advise SMEs in raising debt.

lp@creditsquare.co.uk

MANNY LIDHAR

Vice President

Manny joined CreditSquare having previously worked in a combination of lending and debt advisory origination roles. He has previously worked at Rothschild in Investment Grade Debt Advisory, ING in Leveraged Finance Origination and Barclays in Debt Finance. Manny graduated from the London School of Economics where he read Economics

ml@creditsquare.co.uk

CARRAH SUGDEN

Office Manager

Carrah has 10+ years’ experience in Office Management and Supporting Director level professionals. Prior roles include Executive and HR Assistant at Park Square Capital LLP, and Support Team Leader at Accenture.

cs@creditsquare.co.uk

News & Insights

Is there a rung missing from your ladder to success?

The banking crash of 2008 has a lot to answer for.

One of the most serious and long-term effects has been the significant decline in risk appetite from some of the traditional funding channels which previously helped SME businesses develop, and put themselves in a position to grow and diversify.

But that very crisis has resulted in new viable sources of finance

The taps which previously supplied the funds for many SMEs to achieve the growth they strive for, namely the mainstream banks, have all but dried up, says Björn Lindvall, the CEO of CreditSquare.

Having worked for two large international investment banks for many years, Mr Lindvall saw first-hand what could be achieved when the fo...

Read More




Get In Touch With Us

Office: 29 Gloucester Place, Marylebone. W1U 8HX

Phone: 020 3289 2176

Email: theteam@creditsquare.co.uk

Or Visit Us At

https://www.linkedin.com/company/creditsquare-ltd