How our tools work

Read how CreditSquare interprets web addresses, looks up DNS records, models borrowing costs and sources UK SME credit indicators.

The tool reads an address locally and displays the site that the Continue button will open. A bare domain defaults to HTTPS. An explicitly supplied HTTP address stays HTTP. The path and query identify the particular resource; two links on the same host can lead to completely different pages. A registered-domain boundary uses the Public Suffix List, which accounts for suffixes such as co.uk.

Only choosing the DNS lookup asks a resolver about the hostname. An A record provides an IPv4 address and an AAAA record provides an IPv6 address. Responses may be cached. A domain can publish one type without the other, and a lookup can time out. None of these outcomes verifies a particular web page, certificate, company or credit history.

Borrowing tools

The facility comparison models the cash movements of two loans using your inputs. An arrangement fee withheld at drawdown reduces spendable proceeds. A balloon changes the final payment. The funding brief organises the information you select and is designed to print locally.

Reading market data

The market monitor gives dates and units for Bank of England observations. Official Bank Rate is a policy rate. The outstanding SME lending figure is a stock measured at a point in time, so a change is not automatically an equivalent amount of new lending. Review the reporting-population break in April 2025 before comparing periods.

Historical indices

The former CreditSquare supply and demand series and the later activity and availability series were constructed differently. Their historical readings are presented under their original names. Today’s indicators retain the units and definitions of their providers. Read the original index background.